Terms of Use — The Osawe Family MinistriesEffective date: November 11, 2025Welcome to The Osawe Family Ministries website and digital platforms. These Terms of Use (“Terms”) govern your use of our website, content, and online services. By accessing or using the Platforms, you agree to these Terms and our Privacy Policy. If you do not agree, please discontinue use.1. Who We AreThe Osawe Family Ministries (“TOFM”, “we”, “us”, “our”) is a Christian discipleship and teaching ministry providing video, audio, and written resources and inviting partners to support the ministry and join our community.2. Acceptance of TermsYour use of the Platforms constitutes acceptance of these Terms and our Privacy Policy. We may update these Terms at any time, and continued use signifies acceptance of changes.3. Use of ContentAll text, videos, images, and media (“Content”) on TOFM’s Platforms are owned by or licensed to us and are protected by copyright and intellectual property laws.You may: View, download, or share materials for personal, non-commercial ministry use.You may not:Reproduce, modify, distribute, or use Content for commercial purposes without prior written permission. For permissions, email connect@osaweministries.com.4. User SubmissionsWhen you submit testimonies, comments, or media: You grant TOFM a worldwide, royalty-free license to use and display your submission for ministry purposes.You represent that you own or have rights to the submitted material.We may remove or edit content at our discretion.5. Donations and PaymentsAll donations and partnerships are voluntary.Online payments are handled by secure third-party payment processors; TOFM does not store full card numbers.Bank transfer donors must ensure correct transfer details and references.Refunds are generally not provided, but requests for refund of erroneous donations may be considered by contacting connect@osaweministries.com.6. Third-Party PlatformsOur Platforms include links and embeds from YouTube, Spotify, Facebook, Instagram, and payment processors.We are not responsible for third-party content, availability, or privacy practices.7. Prohibited ConductYou agree not to: Violate any law or infringe others’ rights;Submit illegal, offensive, or misleading content;Attempt to hack, disrupt, or interfere with the Platforms;Use the Platforms for commercial solicitation or spam.Violation of these Terms may result in suspension or permanent removal.8. Copyright ConcernsIf you believe your copyright has been infringed, notify us at connect@osaweministries.com with: Your name, contact information, and a description of the copyrighted work;The location (URL) of the infringing content;A good-faith statement that the use is unauthorized;A statement under penalty of perjury that your claim is accurate.9. DisclaimersThe teachings and resources on TOFM’s Platforms are for spiritual growth and educational purposes only.TOFM makes no guarantees regarding the completeness or accuracy of content and disclaims all implied warranties.Content should not replace professional counseling, financial, or medical advice.10. Limitation of LiabilityTo the fullest extent allowed by law: TOFM shall not be liable for indirect, incidental, consequential, or punitive damages resulting from your use of our Platforms.Our total liability, if any, shall not exceed the total amount you contributed to the ministry in the 12 months preceding the claim.11. IndemnificationYou agree to indemnify and hold harmless TOFM, its staff, and volunteers from any claims, damages, or liabilities arising from your misuse of the Platforms or violation of these Terms.12. TerminationWe may suspend or terminate access to our Platforms at any time, for any reason, including violation of these Terms.Sections that logically survive termination (e.g., Intellectual Property, Disclaimers, Limitation of Liability) shall remain in effect.13. Governing LawThese Terms shall be governed by and interpreted according to the laws of the Federal Republic of Nigeria, with exclusive jurisdiction in the courts of Lagos State.14. Changes to the TermsWe may revise these Terms periodically. Updated versions will be posted with a new effective date. Continued use after posting constitutes acceptance.15. Contact InformationFor questions about these Terms, donations, content use, or legal notices, please contact: Email: connect@osaweministries.comPostal: 8B Kafayat Abdulrazaq Street, Lekki, 106104 Lagos, NigeriaPlease include “Terms of Use” or “Privacy Policy” in the subject line.16. Other PoliciesThese Terms are supplemented by our Privacy Policy and, where applicable, Donation and Cookie Policies. If any conflict arises, the specific policy relating to the subject shall prevail.